Choices, Consequences and Life


trust and faithI have started to blog several times because I have a lot to say (surprised, aren’t you?) and then have ended up deleting because it all sounded so whiny.

Choices – as a reasonably responsible adult I knew I would have to make a choice about my living situation.  It was becoming apparent that I was sinking deeper and deeper into a situation financially that was not going to have a good outcome.  Here I was, for the first time in my life, living alone in a big house in which I generally occupy 3 rooms – the kitchen, family room and my bedroom.  The rest of the house was taking up space in my pocketbook and in my head.  I had to move so I made the choice to call a realtor to get “an idea” of what I might sell the house for.  Things moved swiftly with the help of a few wonderful people and the house was put on the market in two weeks from first meeting and then subsequently sold 14-days later.  Okay – now what?  The new buyer wanted to close in a month and I had no clue where I was going to live!  To say that I became a crazed insomniac would be putting it mildly.  Day and night I was searching for the perfect home … somewhere close to where I used to live, about 40 minutes north of where I am now.   I would be closer to the grandkids.  I could find nothing in my price range that didn’t have 15 or more stairs (hey I’m “oldish” now).  For what I could find, my car wouldn’t even fit in the garage.  To know me is to know that my vehicle should always be protected from the environment … to make matters worse; it would cost me what I am currently paying.

Yeah, not all things in life work out the way we want them to work out, but they do work perhaps as they are intended.  In the meantime I needed to get a pre-approval for a new mortgage and submit the necessary documentation.  I have learned that I keep way too much “stuff” but I am organized in most of it.  That financial process, for the most part was easy and approval came two days later.  What I wasn’t expecting was an IRS issue.  Stress … when you open your mailbox and receive a letter from the IRS.  It happened to come on the day of our annual TEAM KEITH fund raising event.  That was a Saturday and I had to wait until Monday to contact both the new loan company and the IRS.  I needed to submit 3-years’ worth of tax returns.  I did that.  But as a normal course of business, the lenders will generally have you sign a document requesting IRS transcripts.  It’s sort of a double check that what you provided is actually what was filed.  This is a public service announcement: If you apply for a loan and you have previous filed a joint return with your spouse and request records and he/she was the primary on said taxes, the file will be flagged.  Dead people should not be applying for mortgages – period.  I learned that in fact, people will try to do that in an identity theft scenario so the IRS began doing this “flagging” upon final tax returns for the deceased.  All is well that ends well, and I was able to have the IRS fax me the 33 pages necessary after giving my crazed, manic-even, sob-story to the agent on the end of the phone line!

Back to the story, I was out with my Realtor looking for a home and becoming very discouraged.  On a whim, I had asked to see a home or homes within a 55 plus community – the opposite direction of where I wanted to go and about 10 minutes south of where I am now, but quite close (maybe too close for him) to my son.  I was not thrilled, but did not rule it out either.  On the last day of looking for a few hours, I sat in my Realtors car, put my hands over my face and cried “what have I done”?  I was second guessing myself … maybe I could have stretched the pennies a bit more and just stayed … now the house has a pending contract, a cash deal and I’m closing in 29 days … I have nowhere to go.  At that moment, the realtor’s phone rang and it was her office assistant.  The seller of the home I had not ruled out just lowered the sales price.  I asked my brother in-law to come and see it with me … and the next morning, he and my sister in law came and gave their blessing.  It’s got “good bones” he told me.  The kitchen though … it needs a major overhaul.  My brother in law said he would do the remodel … As my Realtor and they stood in the kitchen talking, I walked into the main living space which I will call my great room and I swear, I don’t know, out of nowhere, I heard my husband’s voice … “make it our home honey”.  I looked at my brother in law and gave him a dollar figure and said “tell me what you can do” … so things moved quickly – I made an offer and it was accepted.  My daughter and friends came and helped me pack one day I am almost completely done.  I will move on the 9th of September, and fortunately, was able to negotiate with the buyers of my current home a rent-back for these 9 days.  The new home will be painted on the interior this coming weekend.  Yes, I am a woman blessed.

The new home is not the home of my dreams; I am leaving that one behind.  My dreams were fulfilled in this home and it is a bittersweet move.  In reality, Keith and I knew that someday we would downsize and oh how I wish we were doing this move together, but I feel his love and presence every step of the way.  I had the pleasure of meeting the new owners on their final walk through last night and they have two small children.  This home needs life again, and I know they are the perfect buyer.  I told them that I hope they love the home as much as my husband and I did and they were so excited in saying, “we do”.  I am happy for them and I am happy to leave them with a home in pristine condition – a reflection of the best parts of Keith and me together.

Consequences – Everything we do in life provides a consequence, sometimes good and sometimes bad.  I truly believed in my heart I needed to be where Keith and I began further north; after all he is buried there.  There is 15 minutes added to my commute to get there (minus rush hour traffic) … I am not readily available on short notice for the grandkids being further away, but as it turns out, they don’t need me like they used to.  My daughter is happily married to the man of her dreams and they have their family dynamics worked out perfectly.  Being closer to my son is just an added bonus and he need not worry about me “dropping in” because that’s not my style.  The consequences of this move are positive ones so far … it was a very wise financial decision and my insomnia should lessen over this issue once settled in.  I am looking forward to living on one level, with two spare rooms for those grandma sleepovers and my essential office equipment.

Life – It continues to happen whether we want it to or not, so I have decided to be present in it.  I am looking forward to a big conference in Washington, DC in November with the ACPMP Research Foundation and I will be starting some volunteer work at my local hospital in the spiritual care department as well.  I hope to meet new people and engage with others again and not sit at my computer 24/7 like I have the past few years.  I want to be healthy of mind and body and the only way to do that is to make positive changes.  I think I just made my first step.  I am choosing life.  I am grateful for my faith to see me through.